We are unable to predict the future but we can make plans to cushion the effects of those unforeseen circumstances which can be damaging to the financial stability of our family members and loved ones. With JN Life, you may provide that COMFORT for your loved ones when they will need it most.
JN Life COMFORT provides guaranteed protection for you and those you love to fund costs such as:
JN Life will pay, as a Living Benefit, to the Life Insured, 50% of the applicable Death Benefit, upon receipt of satisfactory proof of Terminal Illness provided that the plan is in place for two years. This payment will reduce the Basic Sum Insured by 50%.
18 years -76 years at the time of application
| Entry Age | Minimum Coverage | Maximum Coverage |
|---|---|---|
| 18-60 | $300,000.00 | $5,000,000.00 |
| 61-65 | $300,000.00 | $1,250,000.00 |
| 66-76 | $250,000.00 | $750,000.00 |
This product is a Guaranteed Issue Whole Life insurance policy designed to fund Final Expenses. Basic Premiums are payable for the lifetime of the Life Insured or until the Premium Expiry Date of the Policy.
This means that the agreed upon coverage of the policy will be paid out to the client without deliberation once all established conditions have been met.
The ages of eligibility for the JN Life COMFORT plan are from ages 18 to 76 years old.
The JN Life COMFORT plan offers coverage for the main insured from J$ 300,000 to J$ 5,000,000 for those who fall between the ages of 16-60 and from J$ 250,000 to J$ 5,000,000 for those who fall between the ages of 66-76. The coverage for the plan can be a combination of any coverage between the minimum and maximum coverage options. The plan covers any naturally occurring death of the main insured once the policy is inforce. The plan also offers coverages in tranches between the minimum and maximum coverages etc J$ 1,250,000 or J$ 750,000.
| Policy Age | Benefit | |
| 0-6 months | Return of Basic Premiums paid | |
| 7-12 months | 25% of Sum Insured | |
| 13- 24 months | 50% of Sum Insured | |
| Over 24 months | 100% of Sum Insured |
During any Policy year, if death occurs as a result of an accident the full Sum Insured will be paid.
The Policy may be reinstated within 30 days of lapse or re-dated within 6 months of lapse. Reinstatement or re-dating is allowed only once during the life of the Policy.
No, this policy does not have an assignment option.
Your insurance will terminate on the earliest of:
JN Life will not pay benefits for any loss due to suicide, whether sane or insane, within 2 years of the Policy Effective Date.
No, underwriting is not applicable to this plan.
All our clients may pay their premiums using any of the following options:
You may pay your premiums either:
75% of Basic Insured after Premium Expiry Date and before Life Insured’s attainment of 100 years.
We provide peace of mind while ensuring that your loved ones are protected from the consequences of life’s unexpected turns. Let us guide you along your journey to finding the perfect coverage, because here, your life is valued.
Be at ease knowing that we’ve got you covered. Invest in peace of mind today and protect what matters most.
Secure your family’s future with one of our products tailored to meet your unique needs. Our policies ensure that your loved ones are cared for even in your absence.
Secure your team members’ futures with our group life insurance policy. Provide coverage for your employees in the event of an unforeseen circumstance.
Retire in confidence, knowing that you’ve built a robust financial foundation for your golden years. Start planning today for a brighter tomorrow.
Talk to a JN Life Insurance agent today about the life insurance product that’s right for you and your family.
26 Trafalgar Road, Kingston 10
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