Skip to main content

Do Your Future a Favour…
plan early for your retirement

Economic challenges are a part of everyday life. However, the JN Individual Retirement Scheme (JNRS) is designed to ensure that you do not have to worry about financial uncertainty when you retire.

GET A QUOTEREQUEST A CALL BACK

This is why contributing to your retirement is important.

  • Your pension contributions are taken from your gross salary before taxes are computed, thus giving you a tax advantage
  • Your contributions grow faster than saving in a regular bank account
  • You become a part of the pension scheme as soon as you sign up
  • Your pension funds move with you each time you change jobs
  • Your funds cannot be accessed by creditors
  • Your pension payments are guaranteed

The funds you contribute will be invested,
so you can earn higher returns

Choose the type of funds you want to invest in:

  • Diversified
  • Equity
  • Fixed Income
  • Foreign Currency

When you become a part of the JNRS, you will be able to:

  • Track your pension status through our online portal.
  • Access your funds in the event of terminal or critical illness
  • Be a part of the JN Group family and benefit from discounts from merchants who are a part of the JN Rewards Programme

Contribute up to 20 per cent of your salary

  • Weekly
  • Monthly
  • Annually

Who can save for retirement (Eligibility)

You can become a part of the JNRS if you are:

  • Over 18 and under the age of 64
  • Self employed
  • Employed but not contributing to an approved company pension plan or retirement scheme
  • Resident in Jamaica
  • Able to contribute a minimum of 5 per cent of your salary per year

JN Life Insurance Company is not in the business of offering investment products. Investment option is provided by JN Fund Managers Limited.

Frequently asked questions

Who can sign up for a pension?

Anyone over the age of 18 and up to age 64 can sign up to be a part of an approved retirement scheme.

Who can sign up to the JN Individual Retirement Scheme?

Anyone who is self-employed; employed but not contributing to an approved company pension plan or retirement scheme, resident in Jamaica and able to contribute a minimum of 5 per cent of your salary per year, can sign up.

Who is responsible for investing the funds?

JN Fund Managers invests the funds for the pension scheme.

Learn More About Our Other Products

We provide peace of mind while ensuring that your loved ones are protected from the consequences of life’s unexpected turns. Let us guide you along your journey to finding the perfect coverage, because here, your life is valued.

Individual Coverage

Be at ease knowing that we’ve got you covered. Invest in peace of mind today and protect what matters most.

SEE BENEFITS

Family Coverage

Secure your family’s future with one of our products tailored to meet your unique needs. Our policies ensure that your loved ones are cared for even in your absence.

SEE BENEFITS

Group Coverage

Secure your team members’ futures with our group life insurance policy. Provide coverage for your employees in the event of an unforeseen circumstance.

SEE BENEFITS

Pension

Retire in confidence, knowing that you’ve built a robust financial foundation for your golden years. Start planning today for a brighter tomorrow.

SEE BENEFITS

Lets Talk Life

Talk to a JN Life Insurance agent today about the life insurance product that’s right for you and your family. 

Filter

Jamaicans Urged to Plan for Retirement as More Persons Live Longer

Lessen Dependence on Others When Planning for Retirement

Build Financial Resilience Through Life Insurance

Email

info@jnlifeinsurance.com

Call Us

(876) 733-7130

Find Us

26 Trafalgar Road, Kingston 10

Get a Quote

Click Here