Explore JN Life Comfort (Family Indemnity Plan)

Single Premium Creditor Life Insurance

Settlement is made to the lending institution for the repayment of outstanding principals in the event of death or permanent disability of the borrower.


  • Debt is repaid directly to the lending institution in the event of death or permanent disability.

All loan applicants 18-64 years are eligible.

Maximum Insurable Limit

There is no maximum limit on this policy.


An enrollment form is completed at the loan application stage. A Certificate of Insurance is returned to the customer as proof of coverage.

Calculation of Premium

A single premium rate schedule is used to calculate rates; rates vary based on the age of the customer and loan term.

Termination of Insurance Coverage

Coverage terminates upon full repayment of a loan or settlement of a claim.